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TH · Retirement Visa

Thailand
Retirement Visa (O-A)

The Thailand Retirement Visa (Non-O-A) allows persons aged 50+ long-term residence in Thailand, with a bank deposit of THB 800,000 or monthly income of THB 65,000.

Pathfinder
Retirement Visa (O-A)
Min. Age50 Years
DepositTHB 800.000
Validity1 Year
RenewableYes

Last updated: 11/2026

Overview

Living in Thailand from 50: the conditions

From the age of 50 you can live in Thailand on the Retirement Visa (Non-O-A) if you show THB 800,000 in a bank account or THB 65,000 in monthly income (or a combination of both). The visa is valid for one year and is renewed in Thailand every year. It does not allow you to work.

If you do not want to tie up money in a Thai account or provide proof of income, compare it with the Thailand Privilege Card: it costs a membership fee, needs no proof of income and runs for 5 to 20 years.

With a higher pension, compare it with the LTR visa, Wealthy Pensioner category: from 50, a pension or passive income of USD 80,000 a year, valid for 5 plus 5 years. Foreign income you bring into Thailand is exempt from Thai income tax for this category as long as you meet the LTR conditions (BOI and Royal Decree No. 743, checked 18 Oct 2026). See the LTR visa

Fits if you live in Thailand but do not work there

From 50, with a deposit or pension income
Renewable in Thailand every year
Report to Immigration every 90 days
No right to work: working in Thailand needs a work permit
As of November 2026

Thailand retirement visa 2026: requirements and official fees

Minimum age50 on the day you apply
MoneyTHB 800,000 in savings or THB 65,000 income a month, or both together at least THB 800,000 a year. The embassy in Berlin, for example, asks for EUR 1,700 net pension a month or EUR 20,000 at each month-end of the last 3 months.
Money for the extensionTHB 800,000 with a bank in Thailand: in full 2 months before you apply and 3 months after approval, then never below THB 400,000.
Health insurance (O-A)At least USD 100,000 or THB 3,000,000 for the whole stay, plus the Foreign Insurance Certificate from your insurer.
DocumentsPolice certificate, medical certificate (no older than 3 months), proof of residence in the country where you apply, bank statements or pension proof.
ApplicationOnline at thaievisa.go.th, only from outside Thailand, with the embassy responsible for where you live.
Official feesVisa EUR 175 in Berlin (as of 18 Nov 2024) or USD 200 in Washington. Extension in Thailand THB 1,900. Re-entry permit THB 1,000 single, THB 3,800 multiple.
ValidityVisa 1 year, multiple entry; then a 1-year extension in Thailand every year, at the discretion of Immigration.
Rules in ThailandReport every 90 days (THB 2,000 fine if late), TDAC arrival card online up to 3 days before arrival, no work of any kind.

The embassies state different stays per entry: The Hague and Washington say 1 year from the first entry, Berlin says 90 days per entry. We clarify what applies at your embassy before you apply.

Sources, checked 3 Nov 2026: e-Visa portal · Embassy Berlin, fees · Embassy Washington, O-A · Embassy The Hague, O-A · Immigration Bureau, extension · Immigration Bureau, 90-day report

Visa · update alert · free

Visa update alert: we tell you when the rules change

New amounts, new categories, changed tax rules: long-stay visas in Asia change all the time. One short email, only when it matters. The factsheet “Long-stay visas in Asia 2026” comes straight away.

Process

01

Consultation & Preparation

We check whether O-A or Non-O fits you and go through the documents: proof of funds, insurance, police certificate, medical certificate.

02

Visa Application

Online application at thaievisa.go.th with the embassy responsible for where you live, only from outside Thailand.

03

Entry & Registration

Complete the TDAC arrival card online before you travel; report to Immigration every 90 days in Thailand.

04

Annual Extension

A 1-year extension at your local Immigration office every year, official fee THB 1,900.

The authority sets the timeline; we tell you the current state in the call.

Living in Thailand, company in Hong Kong or Singapore

If you still own a company alongside your pension, you decide two things separately: where you live, and where the company is based and run. If the company is run from a desk in Thailand, its profits can count as Thai-source income.

Guide: company in Hong KongGuide: company in Singapore

Frequently Asked Questions

What are the Thailand retirement visa requirements in 2026?
You are at least 50 on the day you apply, show THB 800,000 in savings or THB 65,000 income a month (or both together THB 800,000 a year) and, for the O-A visa, hold health insurance of at least USD 100,000 or THB 3,000,000. You also need a police certificate, a medical certificate and proof of residence in the country where you apply (e-Visa portal and embassies, checked 3 Nov 2026). We found no new amounts for 2026 on the official pages.
How much does the Thailand retirement visa cost?
The official fees: the O-A visa costs EUR 175 at the embassy in Berlin (as of 18 Nov 2024) and USD 200 in Washington. The annual extension in Thailand costs THB 1,900, a re-entry permit THB 1,000 for one entry or THB 3,800 for multiple entries. On top come your health insurance, police certificate and medical certificate. The THB 800,000 is not a fee: the money stays yours.
How does the application work in 2026?
First, gather the documents: bank statements or pension proof, insurance with the Foreign Insurance Certificate, police certificate and medical certificate. Second, apply online at thaievisa.go.th with the embassy responsible for where you live; you cannot apply from inside Thailand. Third, complete the TDAC arrival card online before you travel. In Thailand you then report every 90 days and extend with Immigration every year.
O-A or Non-O: what is the difference?
You apply for the O-A abroad, and it requires health insurance. On the second route you enter with a Non-Immigrant O visa and apply for the retirement extension in Thailand; the money conditions are the same, and the Immigration Bureau does not ask for health insurance for it (as of 9 Jan 2026). Since 15 Sep 2026 Germans may stay only 30 days without a visa. Whether switching from a visa-free entry to Non-O inside the country still works as before has not been officially confirmed; we check which route fits you before you apply.
How many times can I renew the retirement visa?
Each extension is for one year and is at the discretion of Immigration. You apply again every year and show the conditions again each time. If you plan for 10 years or more, compare it with the LTR visa (Wealthy Pensioner category) or the Thailand Privilege Card.
Do I need to maintain THB 800,000 permanently?
Yes, for the extension in Thailand. THB 800,000 must sit in an account with a bank in Thailand, in full for at least 2 months before you apply and for 3 months after approval. After that you may withdraw, but the balance must not fall below THB 400,000 (Immigration Bureau, as of 9 Jan 2026).
I own a company abroad. What changes if I live in Thailand?
The Retirement Visa is not a right to work. Whether and how you keep running the company from Thailand should therefore be settled before you move. For tax, what counts is where you live and where the company is actually run: anyone who lives in Thailand for 180 days or more in a calendar year is tax resident there, and a company run from Thailand can earn Thai-source profits. Whether a company in Hong Kong or Singapore suits you, we check in the first call.
What taxes will I pay in Thailand?
It depends on how long you spend in Thailand each year. Anyone in Thailand for 180 days or more in a calendar year is tax resident there and pays income tax on Thai-source income and on foreign income to the extent it is brought into Thailand (Revenue Department). Foreign pensions can therefore be taxable when remitted to Thailand. Since 1 Jan 2024, foreign income is taxed in the year it is brought into Thailand; income earned before 2024 is exempt from this (Por. 161/2566 and 162/2566). What still applies in your home country depends on your residence there.
Can I work in Thailand on the Retirement Visa?
No. The Retirement Visa is a right to stay, not a right to work. Anyone who wants to work or run a business in Thailand needs a work permit through an employer in Thailand.
Can my spouse come along?
Your spouse gets their own Retirement Visa only if they meet the age and financial requirements themselves. If your spouse does not, the Thai embassy in The Hague states they can get a Non-Immigrant O visa with a legalised marriage certificate. We check what applies at your embassy before you apply.
What is the path to Permanent Residency?
The Retirement Visa must be renewed every year. It does not come with a set path to permanent residence; the immigration authority decides on any PR application separately. If you want to plan for longer, compare it with the Thailand Privilege Card (5 to 20 years).

Check your case in a first call

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Financial Requirements

THB 800,000 bank deposit
Or THB 65,000/month income
Or combination of both
For the O-A: health insurance from USD 100,000

Retirement Visas Compared

Thailand vs. Philippines vs. Malaysia

Minimum Age

Thailand O-A50 years
Philippines SRRV40 years
Malaysia MM2HSee the MM2H page

Financial Proof

Thailand O-A800k THB Deposit
Philippines SRRVDepends on age/status
Malaysia MM2Hfrom 150k USD fixed deposit (Silver)

Validity

Thailand O-A1 Year
Philippines SRRVIndefinite
Malaysia MM2H5 / 15 / 20 years (Silver / Gold / Platinum)

Work Permit

Thailand O-ANo
Philippines SRRVNo
Malaysia MM2HPlatinum only

Health Insurance

Thailand O-AYes, from USD 100,000 (O-A)
Philippines SRRVYes (PhilHealth)
Malaysia MM2HYes, required

Residency Duty

Thailand O-A90-day reporting
Philippines SRRVNo
Malaysia MM2H90 days/year

Thailand per the e-Visa portal and Immigration Bureau, checked 3 Nov 2026. MM2H per MOTAC, as of 18 Oct 2026. We re-check the other figures before every application; subject to change.

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